The 3 Categories of Water Damage: What You Need To Know
Storm waters from flash floods caused by recent storms entered this home, damaging floors and walls as you can see from this picture.
Water damage in Highland Ranch, CO can be devastating. Not only does your property get wet, but it may be permanently destroyed if the damage is done by contaminated water. Insurance companies categorize types of damage based on the contamination level and the extent of the water exposure. These are the categories of water damage that, as a homeowner, you need to know about.
1. Category 1
This is the type of water damage that is done by clean water, usually from sources such as a water heater, toilet tank, or supply line. This category of damage, depending on the scale, is typically the easiest to deal with. It may only require minor extraction to clean. Larger issues arise if the area was flooded for a long period of time.
2. Category 2
Category two water damage is done by slightly contaminated water commonly referred to as grey water. Sources of this type of damage include things such as broken drain pipes from sinks or leaky dishwashers. Cleaning and disinfecting may be required to repair this type of damage.
3. Category 3
This is the worst kind of water damage a homeowner can deal with. Category three includes damage done by water that has been contaminated with bacteria. This water, called black water, typically comes from things such as sewer backups, river floods, and toilet overflows. Damage done in this category may require extensive cleanup and, in some cases, major repairs.
On top of the three categories of water damage, insurance companies also classify the level of destruction from class one to class four. Class one is the lowest level of damage and class four is the largest.
Understanding the different types of water damage in Highland Ranch, CO is important if you’re a homeowner. If your property has been damaged by contaminated water, consider hiring a professional cleaning service to assist you. Visit http://www.SERVPROhighlandsranchnwdouglasco.com for more information on water damage.
How to Protect Your Rented Building from Flood Damage and Loss
A fast response was needed when this facility suffered a loss.
If you rent a building in Highland Ranch, CO for commercial purposes, you may be preparing to take out renter’s insurance to protect your inventory and other belongings. One instance you may want to protect yourself from is flood damage, as floods can cause considerable damage to a building and its contents. However, before you sign off on a policy, it is important to understand what is covered, what the property owner is responsible for and the steps you can take to ensure you have the type of coverage you desire.
Know Your Responsibilities
When you rent a building to house your business, understanding your insurance responsibilities can be vital, whether you are renting one floor or the entire structure. When it comes to flood insurance, it is typically your responsibility to insure whatever you bring into the building. This includes any store inventory, machinery or electronic equipment. It is a good idea to go over each item with your insurance agent so you are guaranteed coverage in case of a flood.
Understand the Property Owner’s Insurance Requirements
When it comes to flood insurance coverage, your building’s owner is largely responsible for the structure itself. This means that he or she must provide coverage for whatever space you rent and cover repairs as well. You may want to ask the owner if they have a storm cleanup and restoration company on retainer for the removal of black water or mold that occurs after a flood.
Protect Your Business With Forethought
While renter’s insurance can protect you from the damage a flood can cause, you can also take steps to guard your business beforehand as well. Store important documents on a cloud service or back them up on a device you keep elsewhere. Avoid storing boxed records on the ground floor or pay to have them stored offsite.
Renting a building in Highland Ranch, CO for business purposes can be convenient and affordable. However, knowing what renter’s insurance you need before you sign off on a lease can help protect your investment from being lost in a flood. Visit http://www.SERVPROhighlandsranchnwdouglasco.com for more information on commercial storm damage.
Why You Need a Specialist To Target Mold at Your Business
The development of mold at your Highland Ranch, CO business can occur for many reasons. While flooding is the most common, persistent, heavy rain, humid summers and even faulty plumbing can create environments where mold has the opportunity to grow. However, since mold can grow and spread quickly, it is a good idea to call in an indoor environmental specialist for the testing, targeting and removal of this substance before the problem takes hold and has a negative affect on your business.
Mold Can Grow Out of Sight
Mold growth in your commercial building may not always occur in plain sight. After moisture has been introduced into a space, mold spores may start to grow within 48 hours and may hide in a variety of places:
• In damp storage areas, such as a basement
• Behind walls
• Under or around hidden plumbing fixtures
A professional mold test can reveal hidden mold before it damages your floors, walls and stored goods.
Mold Must Be Eliminated at the Source
Even if you spot mold growing in one area, that may not be source of the issue. As a result, for every spot you clean, there may be more growing at an unseen source. To eliminate the spread, the source must be targeted and wiped out. An indoor environmental specialist, such as one who works for a mold remediation company, can uncover mold wherever it lies and destroy all sources permanently.
Mold May Not Announce Its Presence
While you may be able to detect mold by the odor it gives off, spores that are growing deep in your business’s walls may not be close enough to the interior of rooms to have a noticeable odor. Hidden mold growth can spread unchecked as a result, and you may realize the problem too late. Testing for mold, even if you cannot smell it, is a wise idea if your business recently suffered a flood or other moisture issue.
An indoor environmental specialist can help target mold in your Highland Ranch, CO business. The sooner mold can be eliminated, the lower the risk of it taking hold permanently.
Visit http://www.SERVPROhighlandsranchnwdouglasco.com for more information on mold damage.
You’ve Had a Commercial Fire. Now What?
Business owners in Highland Ranch, CO have likely considered every possibility when it comes to their insurance policy. You don’t want to have to use it, but you want to make sure you have it. Those who are in the unfortunate position of having to use their fire insurance policy can often feel overwhelmed and unsure of where to start. Thankfully, these policies are built to take care of everything and allow you to simply write the checks and sign the documents. To have a better understanding of how the process works, however, we’ve included a few tips to help set your mind at ease.
1. Your First Call
Once you’ve determined the safety of your employees, and the fire department has handled the flames, your first call should be to your insurance company. They will often have a preferred disaster restoration professional, but many will also allow you to choose whichever company you may prefer. At any rate, the disaster professionals will handle the problem from this point forward.
2. Inspection and Board-Up
Once the fire restoration professionals have arrived on the scene, they will immediately begin the inspection process. One of the most important parts of this process will be identifying the assets and belongings that can be salvaged and those that cannot. They will also assess the severity of smoke, soot and fire damage, and designate areas for smoke cleaning. Once that’s out of the way, any destroyed windows or ceilings will be covered with boards and tarps to prevent further damage from the elements.
3. Water and Fire Damage Treatment
If the sprinklers in your commercial building caused severe water damage, it will be addressed first before the smoke and fire damage. This will include state-of-the-art equipment and techniques to remove moisture from walls and surfaces. These professionals are also trained to remove soot and smoke damage from the premises as part of the fire restoration process.
4. Finishing Touches
Once the damaged items are treated, the fire restoration professionals will clean and sanitize the salvageable items in the building and attempt to restore it to its pre-fire condition, including any necessary structural repairs. Visit http://www.SERVPROhighlandsranchnwdouglasco.com for more information on commercial fire damage.
3 Things To Do After a Fire
A fire can leave a devastating impact on your home. The fire restoration process should be left in the hands of experienced professionals in Highland Ranch, CO. However, you may be wondering if there is anything you can do to alleviate some of the anxiety. Here are the things you can do to move on more easily following fire damage.
1. Contact Your Insurance Provider
Hopefully you have fire insurance that will cover the damage. To ensure you get the most out of your insurance policy, you need to contact your provider as soon as you can to begin the claims process. Make sure you only deal with your personal insurance agency. You may receive calls from agents trying to get you to sign with them. These are usually scams. Do not give them your business.
2. Determine Damaged and Undamaged Property
As part of the fire restoration process, your insurance company will need you to submit a list of items damaged by the fire. You will need to figure out what is too damaged beyond repair, what is damaged but can be repaired and what is damaged completely. If you kept receipts for certain items, then it will make the valuation process much simpler to go through.
3. Find Somewhere Else To Stay
While the restoration and smoke cleaning services are going on, it will be recommended for you to live somewhere else. You can stay at a friend’s house or at a nearby hotel, because it will not be healthy for you to sleep in a house that still has soot and smoke around. In some cases, your insurance may be able to pay for a hotel stay.
The fire restoration process is difficult enough as is. You do not want to make it harder on yourself by failing to carry out some basic action in the immediate aftermath of the fire. Visit http://www.SERVPROhighlandsranchnwdouglasco.com for more information on fire damage.
Fighting Flood Odors
If you have ever had mold or mildew in your home, you know the smell that can come with it. In fact, most people find out they have mold through the smell itself. After a flood, you may find that mold growth becomes rampant in your home. How do you deal with the odors that come with it?
1. Get Rid of Water
Mold and mildew carry a musty scent that most find intolerable. Before you can start fighting the odor, however, you need to make sure there isn’t any more flood water in your Highland Ranch, CO home. Any moisture can escalate the mold growth. If you aren’t sure how to remove the water, it’s always best to ask a specialist to help.
2. Assess Damaged Items
After a flood, you need to find out what’s damaged. Mold growth and sewage loss can lead to strong odors that are hard to get rid of. Some furniture and items may not be able to be cleaned. Look at the extent of the damage and throw out what you have to before you start the cleaning process.
3. Clean Items
While bleach may be used on some of your belongings, this chemical can sometimes be too abrasive. For certain mold and mildew, a formula of vinegar, detergent and water can be used to clean non-porous belongings and furniture.
If there’s a lingering smell after you’ve completed the cleaning process, then you can continue to deodorize. Before you do, make sure there isn’t any mold left over. A thorough inspection may be needed. Once done, you can use deodorizers to freshen your clothing, home and furniture.
Sometimes, the smell of mold can be difficult to lift from your home. Fortunately, there are steps that you can take to get rid of that odor for good. You don’t have to live with mildew in your home. Even if flood water has caused mold growth, the stench can be defeated.
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Dealing With Burst Pipes in the Winter
One of the toughest things to deal with as a homeowner is water damage from flooding. This can come in the form of storm water, sump pump failure or even burst frozen pipes. When the temperatures fall below freezing, you risk burst pipes unless you take the necessary precautions.
How To Prevent Burst Pipes
Preventing a broken pipe is the best policy. There are many ways you can do this, especially in the winter:
• Keeping your heat on
• Allowing your water to drip
• Adding extra insulation
If you take these steps, you can prevent your pipes from freezing, the pressure from building up in your water system and the pipes from bursting, resulting in water damage in your home.
When Repair Is Needed
When frozen pipes do happen, the best thing to do is arrange a water line repair as quickly as possible. Once the hole, crack or pipe is filled, repaired or replaced, the water stops flowing into your home. The sooner you accomplish this, the less water you’ll have to remove, and you’ll also be able to limit the damage.
After this, fast cleanup is essential. The faster you get the water and wet items removed from your home, the less mold growth you’ll experience. If the water is black water, you’ll need to throw away any porous items and disinfect anything that can be saved. Damage from less-contaminated water means you should be able to salvage more of your property.
A professional company in Highland Ranch, CO can help you determine the best way to clean walls, carpets and other types of flooring. They can also help restore your home to the way it was before the frozen pipes burst, allowing you to feel at home in your house again more quickly and easily, not to mention safely. Don’t delay repairing water damage; clean up after your disaster as soon as you can. Visit http://www.SERVPROhighlandsranchnwdouglasco.com for more information on water damage.
5 Reasons for Toilet Overflow
A toilet overflow and sewer damage in a commercial building in Highland Ranch, CO is everything else but fun. It gets even worse if it’s a recurring problem that you have no explanation for. If you have a flooded toilet, it’s best to reach out to a sewage company that specializes in commercial restoration soonest so your business can get back to normal. Here are five situations that can cause a toilet to overflow.
1. Clogged Drain Line
This is probably the most common reason for toilet overflow, and it is oftentimes associated with the line that connects the toilet to the main exterior line. However, it’s also possible that other lines are responsible for this. That’s why it’s recommended to have an expert assess the situation.
2. Sewer Issue
A flooded toilet can also be related to the sewer lines. It’s not unheard of that lines that run from the building to the main sewer line get clogged with foreign materials and objects. Even tree roots can block or damage pipes.
3. Septic Issues
Is your commercial property on a septic system? In this case, the tank can be full or unable to absorb any more water, which can lead to sewer damage.
4. Low-Flow Toilet
Chances are your toilets see a lot of usage and they might not be able to handle what they are being asked to do. Especially older low-flow toilets are known to be troublesome as they are not as strong and durable as their modern counterparts. You might not be able to control what type of non-flushable items or the amount of toilet paper people are trying to flush.
5. Blocked Trap
The trap between the base or bowl of the toilet and the drain pipe can get clogged up with foreign objects and even too much toilet paper. This can cause a water backup.
These are some of the most common reasons for toilet overflow. A sewage company can find the issue and clean up the sewer damage in your commercial building. Visit http://www.SERVPROhighlandsranchnwdouglasco.com for more information on commercial water damage.
3 Things to Throw Away After a Fire
3 Things to Throw Away After a Fire
Fire damage is a serious situation. Even if your home and most of your belongings are safe, you could still lose hundreds or thousands of dollars. Unfortunately, some items simply can’t be saved or cleaned after a fire. Throw away the following items if they sustained fire or heat damage.
Cosmetics are one item you must discard after a fire. The high heat can cause the items' packaging to warp or melt. Most of the product is likely to melt as well, which makes it hard to use even if otherwise safe. In addition, soot or dust from fire extinguishers can cause chemical damage that would be unhealthy and dangerous to use on your skin. Rather than take any chances, it is best to toss any items that have signs of heat damage or debris and then replace them as you can.
Medication that has received fire damage must be thrown away for much the same reasons. Soot and fire-extinguisher dust is dangerous to ingest or inhale. Medications or their packaging will likely have melted if they were close enough to the heat. Replace over-the-counter medications as you can. If you have prescription medication that needs to be replaced, contact your doctor as soon as possible. Keep in mind that most medications are not covered by homeowners’ insurance, so you may need to ask your agent or doctor what your options are.
Finally, high heat has likely damaged most of your food supply. Fresh produce, dairy products and meat have probably come into contact with water, chemicals or fumes that have made them dangerous to consume. The same is true for any open packages or containers in your refrigerator, freezer or pantry. Other food-related items to throw away include:
Containers with wax seals, cork seals or peel-off tops
Canister-stored staples such as flour, spices or sugar
Boxed foods or those wrapped in plastic or cellophane
Raw foods stored in the pantry, such as apples or potatoes
While it may feel overwhelming to throw away so much, it is important to keep your safety in mind. Items can be replaced, but health problems due to ingesting chemicals or breathing fumes can last for years. Keep this in mind when dealing with fire damage in Highland Ranch, CO. Visit http://www.SERVPROhighlandsranchnwdouglasco.com for more information on fire damage.
Your Guide to Basic Residential Fire Restoration
Your Guide to Basic Residential Fire Restoration
After a fire, how will you move on with your life? Although the flames are long gone, they've left something just as sinister in their wake. Fire damage and lingering smoke odors are problems for many homeowners. Here are some tasks you might need to tackle if you want to restore your smoke damaged home.
Cleaning Soot From Walls
Smoke can completely permeate buildings. On top of having to replace furniture and clothing, you'll need to spend time cleaning soot from walls of various types. For instance, the acid residues contained in harsh fumes can stain the grout, tile or fiberglass tub in your bathrooms within hours. After a few days, these same substances may permanently yellow painted walls or corrode metal surfaces.
Eliminating Lingering Smoke Odors
It's also important to get rid of the smells left in your smoke damaged home after a blaze. In addition to removing charred building materials that keep producing stenches, you'll need to clean the surfaces of any items that you hope to salvage. Although some things, such as upholstery and clothing, usually need to be replaced, you can combat other lingering smoke odors by using gasses and fogs that counteract pesky airborne particles.
Planning Your Restoration
In some cases, it isn't possible to clear up all of your fire damage at once. Working with a restoration professional who can seal contaminated items until you decide how to deal with them is a good idea.
Visit http://www.SERVPROhighlandsranchnwdouglasco.com for more information on fire damage.