These 5 Things Make Filing a Flood Claim Much Smoother
An insurance claim takes time
Five Ways To Prove Your Case
Are you nervous about filing a flood claim? The thought of dealing with insurance can be a bit intimidating. You want your home fixed. The insurer wants to be sure it falls under a plan. To make the situation a bit easier, it’s best to think about what the agent needs and how you can best provide that information.
1. Initiate Contact
Call immediately to start an insurance claim. The quick response shows concern and an attempt to make immediate repairs.
2. Secure the Premises
When you file a flood claim, the residence is usually uninhabitable. How are you keeping the property safe while you are out? Are broken windows boarded up? Is the roof in good condition? Make sure trespassers cannot enter and that inclement weather cannot continue to deteriorate the place.
3. Tend to Immediate Damage
An insurance claim takes time. Don’t wait to fix anything in great demand. A broken pipe or busted sewer line cannot be put off. Go ahead and get the source of trouble corrected, saving receipts to verify the repair.
4. Assess the Property
Allow professionals from several fields to complete overviews of the home. An electrician should check on wires, ensuring that everything is okay within the walls. A water restoration company in Roxborough Park, CO, should test the air and structural materials. These experts provide essential knowledge about the type and extent of contamination, putting together an action plan for appropriate cleanup.
5. Document Everything and Anything
Save all overviews and photograph anything that the water touched. Visual proof validates an appeal to seek financial compensation for personal and property loss.
Homeowners must demonstrate not only a desire to start a flood claim but also a legal and fair reason for seeking financial compensation. Remember to think about what the insurer needs, concentrating on providing an arsenal of information and a solid reason for the request.
What You Need To Know About Water in Light Fixtures
Light fixtures are the last place we expect to see water
What You Need To Know About Water in Light Fixtures
Light fixtures are probably the last place you'd expect to see water, but it happens more often than you would think. As a homeowner in Lone Tree, CO, you need to know the risks of water in light fixtures, what to do about it, the causes, and how to prevent it.
Risks of such leaks include:
- Electrical Fires
- Ceiling damage
- Ceiling collapse
What To Do
Because dealing with water in light fixtures is so dangerous, it is always best to call an electrician for help. Use your home's breaker box to shut off electricity immediately after discovering the leak, but do not touch the light switch, water, or light fixture. Water conducts electricity, so you could be electrocuted if you come into contact with any part of the circuit.
This flooding can also cause ceiling damage. You may notice the area dripping water or sagging. This could cause your ceiling to collapse. A water damage restoration specialist should be called to repair your ceiling as quickly as possible.
The main causes are water leaking from your air conditioning unit, a leaking pipe, bad weather, and overflowing toilets or sinks. If possible, stop the source of the leak by shutting off the water supply or turning off the faucet that is causing an overflow.
Overflowing toilets and sinks are easily preventable. Make sure to keep an eye on running water in bathtubs, showers, and sinks, so that they do not overflow. If a toilet will not flush, do not flush it again, as this can cause it to overflow. Instead, plunge the toilet to clear blockages. Replacing air filters regularly can help avoid air conditioning leaks. If you notice your ceiling leaking at all during bad weather, have it checked as soon as possible to prevent more severe leaks later on. Installing leak detection systems and avoiding harsh, chemical cleaners can prevent leaking pipes.
When you do have water in light fixtures, being aware of the risks and what to do can help keep you safe and minimize damage to your home.
This Is Why Smoke Can Be Just As Bad As Fire
Commercial fire damage
When you think of a business fire, do you immediately think about structural damage? If so, you are not alone. When many people consider fires, they do not think about smoke damage. Perhaps this is because structural damage is more obvious. Nonetheless, smoke can causes just as much, if not more, destruction than the flames themselves. To complicate matters, smoke cleaning can be an involved process. Understanding more about this kind of damage can help prepare your business for unforeseen fire emergencies.
Types of Damage
When it comes to smoke damage, there are two types. There is the invisible kind which involves unseen odors in the atmosphere, and then there is the visible kind. Damage you can see typically appears as soot on business furnishings such as:
Knowing how to address soot and smoke odor can be challenging. For this reason, it is a good idea to seek out the help of a fire damage restoration expert who specializes in this sort of property damage.
Removing the Soot
Soot has an oily texture that often causes it to stain furnishings. Because of this, you should not attempt to touch soot-covered items. Instead, a smoke cleaning professional can use an industrial vacuum made specifically for this kind of residue removal. You can also expect to see the use of specialized dry cleaners and carpet cleaners.
Removing the Odors
To remove odors, experts will use ozone machines to filter the air. During a fire, wall pores expand due to the heat, and this causes smoke odor to linger. One of the best ways to handle this is with the use of thermal foggers. These machines heat the walls again, which releases the trapped odors.
In the event of a fire, many people imagine the structural damage that often results from the actual flames. While this sort of damage can be devastating, another kind of fire threat to worry about is smoke damage. When you are considering how to make fire safety preparations around your business, do not forget about concerns like smoke cleaning.
Sniffing Out Mold
Trace That Odor To Unmask Its Origin
It’s there every day you come to work in Acequia, CO. That unpleasant mold smell never goes away. It might be something innocuous or it could be indicative of a total invasion. Mold grows quickly, so identifying the source of the aroma is critical.
Spores are typically described as smelling:
- Like wet socks
- Like rotten wood
After detecting these scents, question your co-workers whether they notice the same. Affirmative answers mean it’s time to investigate.
Mold Identification and Stench Removal
Off-the-shelf detection kits claim to offer a convenient way to determine whether your office has mold. While inexpensive, these testers are notoriously unreliable. Instead, identify where the mold smell is most pungent. Put your nose to work around spaces where mold grows most often, such as air conditioning units, refrigerators, and wet carpeting. Other places to examine include break room sinks, restrooms, and leaking windows.
Once you determine where the fungus smell is strongest, look for signs of growth. Any discoloration or stain is suspect. Mold comes in many colors, including white, yellow, blue, black and green. Depending upon the type of mold you have, it may appear fuzzy, rough or velvety.
Now that you have located the source of the odiferous offender, hire a commercial mold removal service to perform a complete elimination. Take immediate action, as mold damage worsens over time.
Remove mildew smell from tiles, sinks, and floors by soaking them in apple cider vinegar or tea tree oil using a sponge or spray bottle. Let the liquid sit for several hours and then scrub with a coarse brush. Use a toothbrush to access smaller, harder-to-reach spots. Follow this action with a coating of essential oils. Grapefruit seed extract, for example, will get the trick done.
Use the unpleasant mold smell infesting your office to point you toward potential fungal growths. If you discover anything concerning, have it professionally treated.
Does Damage Caused By Clean Water Require Disinfection?
Water loss in a commercial building in Beverly Hills, CO
Does Damage Caused By Clean Water Require Disinfection?
Clean water may originate from a municipal supply line or well filtration system. Water released by a broken line should not pose an immediate risk of contamination. Pumping outstanding water and drying residual moisture is usually sufficient to restore a commercial structure in Beverly Hills, CO.
Municipal Water Has Been Treated
Water that flows through supply lines is usually filtered for potability. Municipal utility companies use the following water purification methods:
All of these steps are important for removing solid waste and microbial contaminants from water. Water from wells often needs to be treated and filtered to be safe for consumption, which also reduces the severity of water damage from these sources.
Clean Water Is Not Contaminated
Treated and filtered water should be free of bacteria, chemicals, dust, mold spores and viruses. When a building owner is grappling with the damage caused by a burst line, he or she only has to worry about the quantity and not the quality of the water spurting out of a broken pipe.
Water Condition Degrades Over Time
Clean Category One water damage becomes contaminated Category Two gray water within 24 to 48 hours of standing in place. Building materials, contents, and any items submerged in water can leach chemicals and other substances that make water less safe. Building managers or owners should arrange for timely mitigation so that only drying is needed.
Clean water does not contain contaminants such as harmful chemicals, pathogens, or solid waste. No risks are associated with direct exposure to water from a leaking supply line unless water pools to such a depth that seeing the floor and maintaining secure footing prove challenging. Category One water damage poses a relatively low risk of causing lasting damage to materials, as many items can be dried at a facility with content restoration equipment near Beverly Hills, CO.
How To Prepare a Home Escape Plan
A fire escape plan is a great way to proactively keep your family safe
How To Prepare a Home Escape Plan
Every family should have a fire escape plan. Fires move quickly and cause rapid devastation. Every member of your household should know how to escape from your home in Castle Rock, CO, in case of a fire.
1. Learn How Emergency Devices Work
Teach every member of your household what your smoke alarms sound like and what to do when they hear the sound. Recognizing what the sound of a smoke alarm means will cause a faster and more helpful response. All family members should also know where to find a fire extinguisher and how to operate one. Extinguishers may not always be an option, but understanding how they work is essential when they are.
2. Know How To Escape the Danger
A good fire escape plan includes steps to actively escape a fire. As you never know where or when a fire will break out, everyone in the house should know how to escape every room in the house. Knowing more than one way to escape each room is even better. Keeping yourself safe during your escape is important. Every family member, even children, should know to stop, drop, and roll if their clothing catches on fire and to stay low to the ground to avoid smoke inhalation. Review your escape plan with children often.
3. Know What To Do After Escaping
An emergency escape plan does not end once you are out of the house. Call 9-1-1 as soon as it is safe to do so. Establish a place for everyone to gather once they are clear of danger. Designate a safe neighbor anyone can go to if they get separated from the family. Choose a non-household family member anyone can call if a neighbor is not available.
A fire escape plan is a great way to proactively keep your family safe. However, your home will likely suffer smoke and fire damage. Restoration experts can help clean, repair, and restore your home to safe conditions once fire authorities say it is safe to reenter the home.
How To Care for Water-Damaged Household Contents
How To Care for Water-Damaged Household Contents
Damage caused by water in home requires special care for contents, and particularly any delicate, expensive or rare items. Find out more about the top cleaning and drying solutions that damage restoration experts recommend to residential customers located in Heritage Hills, CO.
Consider the Materials
Porous materials are more difficult to disinfect and dry than non-porous substances. Content cleaning specialists may recommend any of the following methods for treating items that have sustained damage as a result of coming into contact with contaminated water:
- Dry cleaning
- Damp cleaning
- Esporta machine
- Immersion cleaning
- Wet cleaning
Dry methods of cleaning may be a good option for textiles. It may be necessary to air dry delicate items prior to treatment. Damp cleaning may also be suitable for certain sensitive contents. Items exposed to contaminated water will require disinfection, which may increase the cost of cleaning as well as the risk of recontamination posed by porous items.
Encourage Fast Drying
Contents that are dampened by or saturated with clean water only require quick drying to avoid a risk of secondary damage, such as mold. If longer than 24 to 48 hours have passed before you take measures to address water in home, the condition of water may have degraded to Category Two gray water, which requires the disinfection of all exposed contents and surfaces.
Handle Damage Quickly
The severity of water damage and the difficulty of cleaning the affected contents or portion of a structure rise over time. Taking mitigation measures, contacting a plumber and arranging for water damage cleanup immediately after spotting a broken pipe can minimize the extent of damage and restoration expenses.
Cleaning and drying are important considerations for sensitive contents. If a homeowner is not sure about what to do about the consequences of water in home in Heritage Hills, CO, he or she should seek advice from skilled damage restoration professionals.
Common Questions About Black Mold
Mold damage in Carriage Club, CO
Read On To Have Your Most Common Questions Answered
If your home in Carriage Club, CO is experiencing unwanted fungal growth, black mold is most likely the culprit. If you're unsure which type of mold you're dealing with, then it's a good idea to have a professional mold inspection conducted, even if it only serves to confirm your suspicions.
1. What Does Black Mold Look Like?
Much like the name implies, this fungus appears black or dark green in color. When you find it, it looks like a dark stain spreading across the surface of the affected area. In some cases, it may even have a fuzzy or a slimy texture.
2. Where Does it Typically Grow?
This specific variety of mold needs water in order to thrive. As such, you can typically find it growing in areas of your home that come into contact with a lot of water, such as your kitchen, bathroom, basement, laundry room and garage. It's not uncommon to discover it growing in areas that have recently suffered from water damage as well.
3. How Do You Get Mold?
House mold is a result of excessive moisture. This can come in the form of especially high indoor humidity levels, excessive amounts of condensation or simply neglecting to clean spills and puddles for too long. Mold growth is also a form of secondary damage after a flood. If your home has recently suffered any type of water damage, then you should have a professional mold inspection conducted.
4. How Can You Get Rid of Mold?
The good news is that you should be able to solve the majority of mold problems by yourself, provided they haven't gone unnoticed for too long. You can use commercial mold cleaners to do the job, or create your own non-toxic cleaner using equal parts white vinegar and water.
Always make sure to call for a professional mold inspection if you're unsure of the situation. Likewise, you should contact mold remediation experts if you find that your home's mold issue is too large for you to handle by yourself.
What Happens When Water Permeates a Building Envelope?
A building envelope seals a structure against external moisture
Risks Water Damage Poses
A building envelope seals a structure against external moisture. When a door blows open, a window breaks or rain damage penetrates through any point of a structure from the roof down to the foundation, primary water damage may occur and lead to an elevated risk of secondary damage. Find out more about the risks water damage poses to a commercial building in Castle Rock, CO.
Water Breaches the Envelope
The risk of primary water damage followed by additional damage goes up as soon as water works its way past a building exterior. Once inside the structure, water can reach any of the following building materials:
- Structural components
Drywall and insulation are porous materials that get ruined by exposure to moisture, let alone contaminated water. These substances are difficult to disinfect or dry and can support mold growth behind walls.
Water Leaks Into a Structure
In the event of a pipe burst or roof leak, water flows directly into a structure. A broken supply line releases clean water and causes Category One water damage. Rain damage starts as Category Two water damage, meaning that it may be contaminated by having come into contact with building materials or other debris. Over time, flooding will degrade into grossly contaminated Category Three water damage and support black mold or other species of fungi.
Primary and Secondary Damage
Primary water damage saturates building materials and contents. Secondary damage involves the formation of mold, rot or rust. Taking fast action to mitigate primary damage may limit its severity and prevent additional damage from taking place.
Although rain damage may seem less intense than hail or wind damage, it can cause a similarly severe level of issues to a structure in Castle Rock, CO. Building owners and managers should schedule regular external inspections and look for ways to reduce the most common causes of primary and secondary storm damage.
3 Effective Ways To Eliminate Smoke Odor
Three Ways To Banish The Smell Of Smoke
Smoke odor can stick around after a fire at a commercial building in Acequia, CO. While consumer-grade treatments may provide partial or temporary relief, commercial-grade smoke odor elimination treatments may be necessary. From dry-cleaning to ultrasonic treatments and ozone or hydroxyl generation, here are three ways to banish the smell of smoke from a structure.
Dry methods of cleaning that do not expose delicate contents to moisture can be the best content cleaning treatment to get smoke odor out of delicate textiles such as office furniture upholstery. Commercial restoration-grade cleaning methods may go beyond those available at dry cleaning services, making this method an important part of a comprehensive approach to commercial fire damage restoration or smoke remediation.
2. Wet Cleaning
Wet cleaning may be more effective for durable contents or building materials. The liquid used for this cleaning method is not always water. One of the best ways to completely remove stubborn smoke residue involves submerging non-porous items in a bath of cleaning solution and applying ultrasonic waves.
3. Ozone or Hydroxyl Treatment
Another effective approach to eliminating smoke odor involves the production of ozone or hydroxyl molecules. Either one of these treatments can be a good complement to dry or wet cleaning and can be done when contents are in a commercial building or offsite in content storage. Ozone cleaning requires all of the occupants to leave a building, while hydroxyl treatment is a slower method of banishing odor that does not require evacuation of the premises.
Most commercial property insurance policies cover the costs of smoke damage restoration and content odor removal treatments such as dry-cleaning. Check to see whether this peril is covered as you prepare to make a claim for fire or smoke damage. Many policies cover direct and indirect smoke damage, which may result if a fire occurs nearby in Acequia, CO.