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How to Create a Fire Escape Plan for Your Family

5/23/2022 (Permalink)

Orange background, map and its routes. Concept of a fire escape plan Create multiple escape routes.

How to Make Your Family's Fire Escape Plan

It’s not fun to think about experiencing a fire in your Lone Tree, CO, home, particularly one large enough to require fire damage remediation, but it’s best to be ready for any kind of emergency. Creating a fire escape plan is a great way to keep your family prepared. If you’re not sure where to start, the following steps may be helpful.

1. Locate All Exits
While you likely know all of the obvious exits in your house, there may be some that you haven’t considered. Along with doors, windows on lower floors can also be a quick way to safely get out of the building.

2. Create Multiple Escape Routes
You might be used to leaving your house in a certain way every day, but if there is a fire, your usual route might not be an option. When making your fire escape plan, figure out multiple paths from each room in the house to make it easier to find your way out during an emergency. You may find it helpful, especially for younger members of the family, to post these on walls around the house.

3. Have a Designated Meetup Spot
Because you may be separated from other members of the family while leaving the building, you should agree on a location where you will meet once you make it outside. This will make it easier to determine if everyone has made it out safely. This spot should be at a safe distance from the house and should be easy for everyone to remember.

4. Practice Regularly
It does no good to create an emergency escape plan unless you practice. In most cases, practicing once a year should be enough. If you have younger children in your family, you may want to have practice fire drills more often. Knowing exactly what to do during a fire can help make the experience less stressful if it occurs.
Having a fire escape plan and making sure your family knows what to do during a fire can help keep everyone safe. Practicing often will reduce the chances of panicking during an emergency.

Mold Removal Safety Measures

5/21/2022 (Permalink)

A man standing beside a green truck box wearing protective gear Our technicians wear protective gear when performing a mold job.

What Safety Measures Are Needed During Mold Removal?

When a qualified restoration company is dealing with mold growth, it will take several safety measures to reduce the spread of spores. In general, the size of the contaminated area will determine exactly what safety measures are needed. However, some mold remediation professionals decide more or fewer precautions are necessary depending on other factors. For instance, heavy growth in a small area may warrant more methods to reduce spreading spores. The major safety measures include Personal Protective Equipment (PPE) and containment.

Personal Protective Equipment
Employees wear PPE to protect themselves from exposure to spores. This is because the restoration process will cause spores and other debris to become airborne, making them easier to inhale. Some actions that high levels of PPE include:

  • Breaking contaminated drywall
  • Using invasive techniques in walls
  • Removing wallpaper
  • Running fans

Limited Containment
Limited containment is when one sheet of polyethylene is used to block off a contaminated area. The plastic sheets are secured to the floor and ceiling with duct tape. Workers will leave a slit in the plastic so they can enter and exit the site. This is typically used for workspaces that are less than 100 square feet.

Full Containment
Full containment involves placing double layers of polyethylene sheets between the moldy and uncontaminated areas. This also involves creating a decontamination chamber where employees suit up and remove moldy PPE. This room must be big enough to hold all of the employees' PPE from their respirators to Tyvek suits. It must also contain a hamper where dirty PPE can be placed. The doors to this entryway are thick flaps designed to protect people working in areas without mold.
This practice is used when more than 100 square feet of your building in Highland Ranch, CO, is contaminated. It may also be implemented if there is a higher risk that the spores could spread to other building areas.
When performing mold removal, there are several measures that professionals will take to protect themselves and the rest of the building. The most common methods include wearing PPE and containment.

How To Deal With a Fire-Damaged Roof

5/16/2022 (Permalink)

Blue tarp on roof If your roof has holes you can protect it with a tarp.

Four Ways To Protect Your Business Building After a Fire 

Even a minor commercial fire can result in an expensive, time-consuming fire cleanup process. This is especially true if firefighters cut holes in the roof or walls during their efforts. When the fire is out and the fire department says it's safe to enter, you will want to salvage whatever is left. Follow these four steps to protect your business building after a fire has damaged your roof.

1. Notify Your Insurer
Get the ball rolling quickly on an insurance claim. Call your insurer and ask about what to do next after the fire. Covering the cost of cleanup and getting your business back on its feet is the reason you pay premiums in the first place. Your insurance company can also provide you with a list of qualified cleanup and recovery professionals in Castle Rock, CO.

2. Remove What You Can
Smoke and soot damage may be an issue even with a small fire. Inspect the building carefully to see what can be cleaned or repaired. Take the salvageable business property like the furniture to storage or another off-site location while fire cleanup is ongoing. Computers and similar hardware might be damaged beyond repair, even if the outside looks OK.

3. Protect the Roof With a Tarp
Holes in the roof can allow rain and animals into the structure, adding to any existing damage and cleanup expenses. Trespassers can also enter through any holes punched by the fire department. Until a full roof repair is possible, a tarp is a temporary practical solution. Emergency tarp services in Castle Rock, CO, can help limit further damage, allowing you to focus on the interior repair process.

4. Contact Restoration Professionals
The challenging work of cleanup and restoration after a commercial fire is best handled by professionals. These companies have the tools and experience to save as much property as possible.
When a roof is damaged by fire, a sturdy tarp keeps the elements out until a complete roof repair is possible. Fire cleanup and restoration service providers can then help get your business back on its feet quickly.

Choosing a Large Loss Response Company

4/26/2022 (Permalink)

Picture of five orange vehicles Our team is ready to respond at any time!

Choosing a Large Loss Response Company

If your business experiences catastrophic loss, you need to choose the right company to handle the situation. There are a few things that you need to look for when deciding on a company. Here are some different things to look for when choosing a large loss response company.

Look for a Company That Can Handle the Job
Catastrophic loss requires the best disaster restoration company in Beverly Hills, CO. Only top-notch professionals can respond to the largest losses. These companies have special supervisors trained to handle the operation, ensure seamless communication, and keep the mitigation on track. These companies also have trained technicians who specialize in different areas of commercial restoration. By putting together a team like this, you will be in professional hands and have fewer unexpected costs associated with a smaller company trying to perform this work. Some businesses that should look for a larger company include:

  • Hospitality businesses
  • Apartments or other commercial properties
  • Universities
  • Government buildings

Check Out Their Past Clients
Whether you are dealing with hurricanes, tornadoes, blizzards, or flooding, it is crucial to make sure the company you choose has experience. Once you find a company that can handle a large loss situation, you need to research them. Check out the company's background in the industry. Look at their past clients and see if any compare to the size of your company. Also, make sure some catastrophic loss situations match yours. Whether you have wildfires, hurricanes, floods, or blizzards, look for a comparable situation so that you know they have the experience necessary to handle your disaster.
When dealing with storm damage and large losses in a commercial setting, it is important to find a restoration company that can handle your situation. To find the right company, look for one with experience with your type and size of disaster, so you know they have the relevant experience necessary to get the job done.

Can I Claim Commercial Property Losses on My Taxes?

4/16/2022 (Permalink)

Ceiling collapsed from commercial, debris on the floor Commercial storm damage in Acequia, CO.

Can I deduct Losses from Commercial Property On My Taxes?

Unexpected commercial property losses have the potential to be devastating financially, mentally and time-wise. They can massively derail operations and cause a great deal of hassle. Even if you have coverage, it can be a big headache to deal with the insurance adjusters, filling out paperwork, contacting a professional cleanup and restoration service in Acequia, CO, and/or handling anything else that needs to be done in the wake of an incident resulting in one. One thing you may be glad to know is that storm damage, fire damage and other business-related losses are tax-deductible regardless of whether they are in a federally declared disaster area or not.

Casualty Losses

These include damage, loss or destruction arising from any kind of unexpected or sudden incident like a natural disaster (storm damage, smoke damage and etcetera). Normal wear and tear or time-related deterioration are not casualty losses. The three kinds (labeled as federally declared disasters) are:

  • Qualified disaster losses
  • Federal casualty losses
  • Disaster losses

Since it involves income-producing property, your loss amount is the adjusted basis of said structure/possession (your cost, with deductions and additions for things like depreciation or renovations).

Theft Losses

If someone steals from your business, the theft loss is also the adjusted basis. If it is due to a Ponzi scheme, the rules may be slightly different.

Tax Claims Facts

Any expected or received payout from insurance companies or salvage value lowers your loss amount. You must prove any loss you claim, so detailed documentation is important. You also run the risk of acquiring capital gain if you end up with insurance reimbursement that is higher than your adjusted basis.

Storm damage and other forms of harm to your enterprise's property from events like hurricanes are tax-deductible. Theft is as well. It pays to be careful when claiming them on tax forms, especially if you do not know how much your indemnity policy will pay out as it can lead to you owing taxes on a gain instead of gaining a deduction for a loss.

4 Ways to Prevent Mold Growth in Humid Conditions

4/11/2022 (Permalink)

Condensation in a window Check for condensation.

Prevent Mold Growth in Humid Conditions

Property owners in Carriage Club, CO, know that high humidity is a given. They also know that mold loves the excess moisture it produces. While it can be a challenge to prevent its growth, taking a few preventive measures may help you avoid needing mold clean up services by mold remediation and restoration specialist

1. Maintain Optimal Temperatures

Going from hot, smoldering days to cool evenings makes it difficult to avoid mold damage. Maintaining an ideal temperature is an easy way to avoid that. When the thermometer rises, ensure the air conditioner is set to 70 degrees. It is also vital to keep indoor humidity levels below 60%. Consider running a dehumidifier on days when the A/C has a tough time keeping up. If the humidity levels outside are lower, letting some fresh air helps enhance airflow and ventilate the property.

2. Check for Condensation

While you may be focused on the high humidity outdoors, there is a good chance there are appliances or fixtures that are prone to condensation, such as windows, pipes, walls and HVAC systems. Ensuring they are properly insulated is necessary to minimize any moisture buildup. It is also important to regularly inspect appliances for leaks.

3. Minimize Moisture Coming Inside

Maintaining a dry indoor environment means staying on top of minimizing outdoor precipitation from making its way in. Regularly inspect gutters and downspouts for debris or damage to ensure the system is draining properly. To minimize a basement getting a slow leak, verify that the grading is sloping away from the property.

4. Consider Using Mold-Resistant Materials

If the battle seems to be ongoing, it may be time to reinforce the property with newer materials. There are various mold- or water-resistant products available. From primers to wallboards and drywall, replacing porous materials may be an upfront investment, but they may provide much-needed peace of mind.
Knowing that high humidity is a constant, taking a few measures to guard against can go a long way.

General Liability Insurance and Mold Issues

3/31/2022 (Permalink)

Man wearing a white suit, drying equipment Mold remediation in Heritage Hills, CO.

Mold Concerns and General Liability Insurance

Mold is a fungus that exists just about everywhere. If you own a building in Heritage Hills, CO, more than likely it contains trace levels of many different types of mold. Usually, this isn't a problem, but when moisture and warmth come into play, the mold can grow into unsightly colonies. Mold can damage materials if left for too long, and it can even cause health irritations for certain people. Mold insurance claims could be brought against your company for both property damage and for liability issues. To understand the extent of your coverage, you should speak with your insurance provider.

General Liability and Mold

Your commercial insurance covers you for many situations related to a mold claim. If you are sued, your insurance company should come to your defense. It might even provide some level of reimbursement if you are hit with an adverse judgment. However, coverage against mold insurance claims is not absolute, and could be nullified under certain conditions:

  • Neglect
  • Malice
  • Incompetence

In other words, you must do what is reasonable to address mold in your buildings in a timely manner. Also, if complaints about mold have been ignored, your insurance company could have a reduced responsibility to defend you against lawsuits.

Mold Remediation

While mold can be difficult for an ordinary cleaning company, a mold mitigation franchise is experienced in treating mold outbreaks. The workers have the certifications and the equipment needed to restore a building to its pre-mold state. They do this by limiting the spread of microscopic mold spores, killing the fungus with powerful cleaning agents, vacuuming up the mold residue and disinfecting the impacted surfaces. A professional mold restoration treats all aspects of a mold outbreak and makes sure that another fungal outbreak will not occur. It reduces the chance of any health issues affecting your tenants, and it also reduces mold insurance claims for liability matters.

How To Check Your Home for Damage After a Late Winter Storm: 3 Steps

3/29/2022 (Permalink)

Man fixing a roof Check your roof in case you have missing shingles.

How to Assess Damage to Your Home Following a Late-Winter Storm

The arrival of March in Castle Pines, CO, may bring many things, including a late winter storm. These events can crop up quickly and cause considerable damage to your home, especially if a previous warmup had you preparing it for spring weather. If a late storm brought snow, ice and wind to your area, there are a few steps you can take to check your home for damage.

1. Inspect Your Pipes

Freezing temperatures and blizzard conditions can affect your home’s plumbing pipes, especially if they are not protected. After the storm has passed, check all your outdoor pipes and insulate them by wrapping their lengths in cotton rags or with a spray-on foam. Indoor pipes that run along exterior walls may also be at risk for freezing or bursting, so it is wise to check these as well.

2. Check Your Roof

High winds and heavy snow can cause serious roof damage, so you may want to check for missing tiles, exposed flashing and bent or hanging gutters. While the weather may not allow you to access your roof right away, you can check for leaks via your attic. If heavy snow is causing sagging in any areas, you might want to call your contractor right away to prevent collapse, something that could be dangerous and costly to fix as well.

3. Be Aware of Basement Flooding

A winter storm could be followed by lots of sunshine, which leads to a quick thaw. This could cause basement flooding, so check your sump pump and move stored belongings to higher ground for their safety. A flood damage and storm response service may be able to assist you if your sump pump is not operating properly and you are concerned about an imminent flooding event.

When a late winter storm impacts your Castle Pines, CO, home, you may be unsure about what kind of damage may have occurred. Knowing where to look in the aftermath can keep your family and property safe until bad weather passes.

A Landlord’s Guide to an Apartment Fire

3/24/2022 (Permalink)

Couch, walls covered with smoke, debris on the floor Apartment damaged by fire in Highland Ranch, CO.

Rebuilding After Your Apartment Fire

A fire in your Highland Ranch, CO, apartment building is an event that causes panic and confusion for you as well as tenants. There are many questions about rebuilding and who is responsible for the losses and cost of cleanup. The following steps will help guide you through the process of rebuilding after your apartment fire.

1. Contact Your Insurance Company

The immediate first step to take is to call your insurance company. You need to file a claim and get details about exactly what your policy covers. You will likely be dealing with upset tenants, some who may not have renter’s insurance, and they will have questions about whether your insurance covers fire damage related to their property. Unfortunately, a landlord’s insurance policy won’t cover tenant possessions, so they should be directed to contact their own insurance agent or the Red Cross, if needed.

2. Obtain Detailed Information on Fire Cause

Stay in contact with the fire department or investigators, and interview all tenants. The cause of the apartment fire is important for insurance purposes, possible criminal prosecution and preventing future problems. If you find any new information related to its cause, contact the fire investigator and your insurance agent immediately. If a tenant has directly caused the fire, your insurance company will be able to work with you to obtain payment from that resident.

3. Call a Restoration Company

It’s important to contact a competent fire restoration company. They will know the best way to salvage items, limit further damage and contact companies who can start rebuilding quickly. They also can help you navigate the insurance company and its role in paying for repairs. It’s important to contact professionals, as fire causes damage to a building’s structure and is a huge liability if not repaired correctly.

An apartment fire is an unforeseen event that can seem overwhelming. However, if you contact your insurance company and a professional fire restoration team, they will help you manage the process and rebuild. It will leave your Highland Ranch, CO, property “Like it Never Even Happened”.

The Different Levels of Contaminated Water

2/25/2022 (Permalink)

Inside of a drywall, white water pipes, wet floor, mold growth A water leak can cause mold growth.

Water Damage Categories

Not all water is the same, and when you have a flood in your home, you want to leave it to the professionals to deal with contaminated water of any kind. Some flood water in Roxborough Park, CO can be relatively clean while some homeowners have to contend with black water at one point or another. Any kind of water can lead to mold growth, so address your precise situation as best you can.

1. Category 1

Category 1 water is typically clean, but it may contain contaminants from the surrounding area. This type of water usually comes from a faulty supply line on an appliance or a broken water pipe. When the water leaks out into a room, it may pick up soil or materials from the surrounding area, such as materials from the subflooring, decking or walls. However, if it is accidentally consumed, then it should not result in any serious illness.

2. Category 2

Category 2 contaminated water is slightly more dangerous. In the event a person accidentally consumes it, then it would likely result in some discomfort or sickness. This level can also be called grey water, which can include water that comes from sink drains or washing machines.

3. Category 3

Category 3 flood water is the most dangerous and most commonly referred to as black water. This water typically contains fecal matter and can come from a toilet overflow. It can also come from rainwater picking up contaminants from the outside soil and bringing them inside your home in Roxborough Park, CO. Additionally, standing water can promote bacterial growth.

Allowing water to stand in a room can cause less dangerous contaminated water to grow worse by the second. Fungi just need stagnant air, a moderate temperature and moisture to grow. This is why it is so critical to remedy the situation as soon as you can.